Legal
Licensing & Disclosures
Last updated: September 28, 2026
Who we are
Brokered Home Loans is a team of Edge Home Finance Corporation, a Delaware corporation and licensed mortgage broker, NMLS #891464. Loan originator: Steven Zitomer, NMLS #1973103.
Edge Home Finance Corporation corporate office: 5860 Baker Road, Minnetonka, MN 55345.
Local office: 2336 W Entrada Trail, Unit 19, St. George, UT 84770 (by appointment only).
Verify our licenses at NMLS Consumer Access: www.nmlsconsumeraccess.org
Broker, not lender
Brokered Home Loans does not lend directly. We broker mortgage loans and arrange financing through a network of wholesale lenders. All loans are subject to credit approval, income verification, and property appraisal. Nothing on this website is an offer of credit or a commitment to lend. Rates, terms, and programs are subject to change without notice. Not all applicants will qualify.
State licensing
Steven Zitomer is licensed to originate in the states below, under Edge Home Finance Corporation (approved name in each state: Edge Home Finance Corporation, a Delaware Corporation).
Arizona
Mortgage Broker License #1007405; Branch License #1955709
Department of Financial Institutions, 100 N. 15th Avenue, Suite 261, Phoenix, AZ 85007 · (602) 771-2800
Delaware
Broker License #039443
Office of the State Bank Commissioner, 1110 Forrest Avenue, Dover, DE 19904 · (302) 739-4235
District of Columbia
Licensed mortgage broker — see NMLS Consumer Access
DC Department of Insurance, Securities and Banking
Kentucky
Mortgage Broker License #MB765976
Department of Financial Institutions, 500 Mero St., Frankfort, KY 40601 · (502) 782-9020
Maryland
Mortgage Lender License #891464
Maryland Commissioner of Financial Regulation, 500 N. Calvert Street, Suite 402, Baltimore, MD 21202 · (410) 230-6155
Nevada
Mortgage Company License #5690; Branch License #2470407
Division of Mortgage Lending, 1830 College Parkway, Suite 100, Carson City, NV 89706 · (775) 684-7060
New Jersey
Licensed by the New Jersey Department of Banking and Insurance
Licensing Services Bureau, Banking, 20 West State Street, 8th Floor, Trenton, NJ 08608 · (609) 292-7272
North Carolina
Mortgage Broker License #B-201539
Commissioner of Banks, Mortgage Division, 316 W. Edenton Street, Raleigh, NC 27603 · (919) 733-3016
Pennsylvania
Mortgage Broker License #81041
Department of Banking and Securities, 17 N. Second Street, Suite 1300, Harrisburg, PA 17101 · (717) 787-3717
South Carolina
Mortgage Broker License #891464
Department of Consumer Affairs, 293 Greystone Boulevard, Ste. 400, Columbia, SC 29210 · (803) 734-4200
Tennessee
Mortgage License #891464
Department of Financial Institutions, Compliance Division, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243 · (615) 253-6714
Utah
Mortgage Entity License #13389612
Department of Commerce, Division of Real Estate, 160 East 300 South, Salt Lake City, UT 84111 · (801) 530-6747
Virginia
Broker License #MC-7006
State Corporation Commission, Bureau of Financial Institutions, 1300 E. Main Street, Suite 800, Richmond, VA 23219 · (804) 371-9690
Edge Home Finance Corporation holds licenses in additional states. See the full list at edgehomefinance.com/licensing-disclaimer.
Equal Credit Opportunity Act notice
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Government program disclosure
Brokered Home Loans and Edge Home Finance Corporation are not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs, HUD, FHA, USDA, or any government agency.
Equal Housing Opportunity
Questions
Contact Steven Zitomer at (435) 275-6349 or Steven.Zitomer@edgehomefinance.com.